David Schwartz
David Schwartz is the Chief Technology Officer atRipple, a blockchain-based payments company that uses XRP, a digital asset, to facilitate global transactions. As one of the original architects of theXRP Ledger, David has played a significant role in shaping the company's technology and strategy.
Before joining Ripple, David was the Chief Technical Officer atWebMaster Incorporated, a software developer based in Santa Clara. During his tenure, he developed encrypted cloud storage and enterprise messaging systems for high-profile clients such as CNN and theNational Security Agency(NSA).
David is known as"JoelKatz" in the digital currency community, where he is a respected voice and advocate for the adoption of blockchain technology.
David is a graduate of theUniversity of Houstonwith a degree in computer science. He has been involved in the technology industry for over 20 years and has held various positions in software development, security, and cryptography. He is a regular speaker at industry events and has published numerous articles on cryptography and blockchain technology.
David is a strong advocate for open-source technology and believes that it is essential for driving innovation in the blockchain ecosystem. He has been a contributor to several open-source projects and has helped to develop several industry standards for blockchain technology.

